Mortgage Process

6 Steps to Home Ownership

STEP 1
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DOCUMENTS REQUESTED

Application

3 WAYS TO APPLY: Online, Over The Phone, or In Person.
STEP 2
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DOCUMENTS REQUESTED

PREAPPROVAL

Now you may begin searching for a home!
STEP 3
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APPRAISAL AND EMPLOYMENT VERIFICATION ORDERED

LOAN SUBMISSION

Once the offer is accepted your loan package will be sent to you for signatures. All documents are submitted to underwritting for approval.
STEP 4
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CONDITIONAL APPROVAL

Underwritting has reviewed and conditionally approved your loan based on the receipt of additional documentation.
STEP 5
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FINAL APPROVAL

Our closing department reviews all the materials for settlement and sends them to the title company.
STEP 6
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CLOSING

A title company prepares documents. Your review and sign all of them to finalize the transaction. Welcome home!